A La Carte...back for another great season!
Travel Insurance Specialists Ltd. know what our customers love about A La Carte and we do not disappoint for the 2009-2010 Travel Season! The great rates are back again and of course our simple plan—1 base rate table and a unique “OPTION WORKSHEET” that assigns points to your choices and answers. This point system lets applicants choose their coverage limit, deductible and pre-existing medical condition period, which in turn, helps set their premium. The flexibility of the plan allows you to save money on your rates!
Back this season:
For people choosing a limit of $1,000,000, the ALC Gold Upgrade option increases the limit further to $5 million AND increases Paramedical/Professional to $500, Dental Pain to $500 and Vehicle Return to $2,000.
The Annual Federal Retiree Top-up - increases your $500,000 limit to $5 million.
See Application for full details. Other features that continue to make A La Carte a success include: - Up to $5,000,000 CDN of coverage
- 8, 16, 24, 32 and 39 Day Annual Multi-Trip Plans
- Plans available to age 94
- No Top-up Fee
- No Service Charges (on Refunds, Changes, Extensions etc.)
- Worldwide Emergency Medical Assistance 24/7
- Direct Payment to Hospitals Where Possible
- Toll free numbers (Phone & Fax)
- Fillable Application Form - fill out the Application on your computer instead of handwriting it *COMING SOON*
- Buy your A La Carte policy online ! *COMING SOON*
- Retiree Plan protection up to $100,000
Basic Emergency Medical Coverage
Basic Emergency Medical Coverage provides essential travel insurance benefits as a result of a medical emergency while you are away from Canada. The maximum payable, unless you upgrade your coverage, is $50,000 CDN. The Basic Emergency Medical Coverage is not an option, it is the minimum you must take for an A La Carte Travel Insurance policy. Note: This amount can be increased to $5,000,000 CDN as an option.
Basic Emergency Medical Coverage Includes:
Emergency Medical Expense (CDN$)
(a)
| Emergency Medical Services-
Resident of Canada
| up to
| Maximum limit you choose
| (b)
| Emergency Paramedical/Professional Services | up to | $250/practitioner | (c)
| Emergency Ambulance Transportation | up to | Eligible Expenses
| (d)
| Emergency Dental Due to Accidental
Blow to Mouth | up to | $2,000 | (e)
| Emergency Relief of Dental Pain | up to | $300 | (f)
| Child Return under your care | up to | Eligible Expenses
| (g)
| Vehicle Return
| up to | $1,500 | (h)
| Emergency Evacuation & Repatriation | up to | Eligible Expenses
| (i)
| Subsistence Allowance | up to | $1,500 per person
| (j)
| Expenses Related to your Death | up to | $5,000 per person
| (k)
| Bedside Companion Travel | up to | Eligible Expenses
| (l)
| 24 Hour Emergency Medical Assistance | up to | Unlimited |
Basic Coverages apply for Annual Multi-Trip Plans (8 Day, 16 Day, 24 Day, 32 and 39 Day options).
Upgrade your Basic Coverage (Optional)
The maximum payable in the event of an eligible claim is $50,000 CDN under the Basic Emergency Medical Coverage. You have 3 choices in upgrading your maximum amount payable from the basic $50,000 CDN. You can choose a maximum of $100,000 CDN or $250,000 CDN or $1,000,000 CDN. We also have a $5,000,000 CDN limit available.
Deductible Options (Optional)
The policy has a $200US deductible per claim. You have the option to change your deductible to ZERO, $500US, $1,000US, $2,500US, $5,000US, or $10,000US.
Buy down your Pre-Existing Medical Condition Clause (Optional)
The policy contains a pre-existing medical condition clause that will cover eligible expenses incurred for a medical condition that was stable in the 6 months prior to departure date of each trip. You can "buy down" the period for pre-existing medical condition coverage to 3 months.
The underwriter for A La Carte Travel Insurance is Co-operators Life Insurance Company. Founded in 1945, the Co-operators is a group of Canadian companies with assets exceeding $7 billion. As the leading Canadian-owned, multi-product insurer, their success depends on meeting and anticipating clients' needs. The Co-operators group is one of the largest writers of travel insurance in Canada.
Our experienced and friendly customer service team is always ready to take your call and help you in the application process. 1-800-563-0314
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