Travel Prepared!
Call TIS at 1–800–563–0314
Over 20 Years Serving
Canadian Snowbirds
PLAN HIGHLIGHTS FOR 2015-2016
- ▪NO-CLAIM Deductible Credit (see details below)
- ▪Improved Eligibility Requirements means that more people can qualify to purchase this plan
- ▪Major Event Return Home benefit now included with your Single Trip or Annual Multi-Trip policy
- ▪an older coronary artery by-pass, coronary angioplasty or stent insertion up to 20 years ago is now eligible for coverage
- ▪Annual Multi-Trip policies now also include coverage for trips in Canada (outside your province)
- ▪hips or knees that were replaced more than 12 months prior to your departure date are no longer a policy exclusion
- ▪You can now upgrade your coverage from $1,000,000 to $2,000,000
- ▪No extra charge for 1 or 2 blood pressure medication(s) within the last 12 months
- ▪No separate charge for Coumadin/Warfarin
- ▪1 month Stability option if you had a recent medication change
- ▪Annual Multi-Trip plans available up to 62 days for most ages
- ▪Retiree Plan Top-up coverage available for no extra charge if you purchase at least 35 days of coverage for a single trip
- ▪NO extra charge for cholesterol medication
- ▪Aspirin or equivalent is not counted as a medication
- ▪No Top-up fees
- ▪Many deductible options: $0US, $350US, $500US, $1,000US, $5,000US and $10,000US
- ▪Great refund policy
- ▪A daily rate plan – pay only for the days you need!
NO-CLAIM DEDUCTIBLE CREDIT
If you were insured last season under any of the Travel Insurance Specialists products and did not report a claim, your $350US deductible will be reduced to $300US when purchasing the TravelHealth Medical Plan this season. Also, if you did not report a claim in the last 2 consecutive seasons, your deductible will be reduced to $250US; if you did not report a claim in the last 3 consecutive seasons, your deductible will be reduced to $200US or if you did not report a claim in the last 4 consecutive seasons, your deductible will be reduced to $150US. If you were covered by another insurer during any of the last four seasons, you qualify for the same reduction in deductible if you did not have any claim(s) with the other insurer. (Note: There will be a cost-savings if you qualify for the NO-CLAIM Deductible Credit, but would like to reduce your deductible to $0.)
Benefits for Emergencies
We provide coverage up to $1 Million per person per claim for emergency medical services. There is also the option to upgrade this coverage to $2,000,000.
Benefits Summary — 2015–2016 Season
- EMERGENCY MEDICAL SERVICES $1,000,000 or $2,000,000
- Emergency Ambulance Transportation Eligible Expenses
- Private Nursing $5,000
- Emergency Dental Due to an Accidental Blow to the Mouth $2,000
- Emergency Relief of Dental Pain $300
- Major Event Return Home $3,000
- Return of Your Vehicle $2,500
- Emergency Return Home Eligible Expenses
- Expenses Related to Your Death $5,000
- Removal of a Cast or Stitches after an Emergency $300
- Child Return Under Your Care Eligible Expenses
- Subsistence Allowance $1,500
- Bedside Companion Travel Care Eligible Expenses
- Emergency Paramedical/Professional Services $250 per practitioner
- 24 HOUR WORLDWIDE EMERGENCY MEDICAL ASSISTANCE
NOTE: All premiums, benefits, and maximum amounts payable are quoted in Canadian dollars unless otherwise specified.
All deductibles are in US dollars and apply to each claim occurrence.
See the policy for full details.
Marketed by Travel Insurance Specialists
Snowbird medical insurance experts since 1993
Underwritten by Industrial Alliance Insurance and Financial Services Inc.
