PLAN HIGHLIGHTS FOR THE 2021–2022 SEASON
- COVID-19 Coverage (see details below)
- NEW this season: A 90 day pre-existing condition stability period applies to all of our plans
- Payment plan option available on some policies.
- Up to $5,000,000 of Coverage for emergency medical services not related to COVID-19
- Available up to age 94
- Many deductible options: Zero, US$50, US$250, US$500, US$1,000, US$5,000 and US$10,000
- 1 Month Stability Option if you had a recent medication change
- Annual Multi-Trip plans available up to 62 days per trip for most plans and ages
- Annual Multi-Trip plans include coverage for trips in Canada (outside your province or territory)
- Major Event Return Home benefit included with your Single Trip Plan or Annual Multi-Trip Plan policy
- We accept cancellations and early return refund requests via telephone, mail, email or fax
- Direct Payment to Hospitals and other providers where possible
- A daily rate plan – pay only for the days you need
- No Top-up fees
COVID-19 COVERAGE DETAILS
The TravelHealth Medical Plan provides up to $5,000,000 of COVID-19 coverage if you are fully COVID-19 vaccinated as defined below. This also includes $2500 (maximum $200 per day) for COVID-19 related expenses due to quarantine from a positive COVID-19 test outside of Canada.
Should you want a lower maximum limit for COVID-19 coverage, we offer a limit of $100,000 for testing, outpatient services and doctor's office/clinic visits (does not cover inpatient services). You will save 5% of your premium if you choose this option.
COVID-19 coverage is included for cruises provided you are fully COVID-19 vaccinated.
If you are not fully COVID-19 vaccinated as defined below, you will have a maximum limit for COVID-19 coverage of $50,000. This will be for testing, outpatient services and doctor's office/clinic visits (does not cover inpatient services).
Fully COVID-19 vaccinated: means at least two weeks prior to your departure date, you have had the second shot of a Canadian government approved 2-dose COVID-19 vaccine, or the single shot of a Canadian government approved single-dose COVID-19 vaccine. Proof of vaccination(s) is required at claim time if requested.
NOTE: For emergency medical services not related to COVID-19, the maximum coverage limit is $5,000,000.
Benefits for Emergencies
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Benefits SummaryMAXIMUM LIMIT UP TO(in Canadian Dollars)
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MAXIMUM LIMIT UP TO(in Canadian Dollars)
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EMERGENCY MEDICAL SERVICES not related to COVID-19$5,000,000
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COVID-19 Coverage, if fully COVID-19 vaccinated$5,000,000
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If not fully COVID-19 vaccinated, COVID-19 Coverage (does not cover inpatient services)$50,000
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Emergency Ambulance TransportationEligible expenses
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Private Nursing$5,000
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Emergency Dental Due to an Accidental Blow to the Mouth$2,000
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Emergency Relief of Dental Pain$300
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Major Event Return Home$3,000
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Vehicle Return$2,500
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Emergency Return HomeEligible expenses
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Expenses Related to Your Death$5,000
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Removal of a Cast or Stitches after an Emergency$300
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Child Return Under Your CareEligible expenses
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Subsistence Allowance$1,500
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Bedside Companion Travel CareEligible expenses
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Emergency Paramedical/Professional Services$250 per practitioner
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24 Hour Worldwide Emergency Medical Assistance
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NOTE: All premiums, benefits, and maximum amounts payable are quoted in Canadian dollars unless otherwise specified. All deductibles are in US dollars (US$) and apply to each claim occurrence.See the policy for full details.
Deductible Choices (Optional)
The policy has a US$50 deductible per claim. You have the option to change your deductible to ZERO, US$250, US$500, US$1,000, US$5,000, or US$10,000.
Buy down your pre-existing condition stability period (Optional)
The pre-existing condition stability period is 90 days prior to any departure date.
If you had a replacement, elimination or an increase/decrease in dosage or frequency of a medication that was prescribed more than 90 days prior to your departure date, you can reduce the stability period for the medical condition that the medication treats to 1 month prior to any departure date.
Marketed by Travel Insurance Specialists
Snowbird medical insurance experts for over 25 years
Underwritten by Industrial Alliance Insurance and Financial Services Inc.
