PLAN HIGHLIGHTS FOR THE 2021–2022 SEASON
COVID-19 COVERAGE DETAILS
The TravelHealth Medical Plan provides up to $5,000,000 of COVID-19 coverage if you are fully COVID-19 vaccinated as defined below. This also includes $2500 (maximum $200 per day) for COVID-19 related expenses due to quarantine from a positive COVID-19 test outside of Canada.
Should you want a lower maximum limit for COVID-19 coverage, we offer a limit of $100,000 for testing, outpatient services and doctor's office/clinic visits (does not cover inpatient services). You will save 5% of your premium if you choose this option.
COVID-19 coverage is included for cruises provided you are fully COVID-19 vaccinated.
If you are not fully COVID-19 vaccinated as defined below, you will have a maximum limit for COVID-19 coverage of $50,000. This will be for testing, outpatient services and doctor's office/clinic visits (does not cover inpatient services).
Fully COVID-19 vaccinated: means at least two weeks prior to your departure date, you have had the second shot of a Canadian government approved 2-dose COVID-19 vaccine, or the single shot of a Canadian government approved single-dose COVID-19 vaccine. Proof of vaccination(s) is required at claim time if requested.
NOTE: For emergency medical services not related to COVID-19, the maximum coverage limit is $5,000,000.
Benefits for Emergencies
Deductible Choices (Optional)
The policy has a US$50 deductible per claim. You have the option to change your deductible to ZERO, US$250, US$500, US$1,000, US$5,000, or US$10,000.
Buy down your pre-existing condition stability period (Optional)
The pre-existing condition stability period is 90 days prior to any departure date.
If you had a replacement, elimination or an increase/decrease in dosage or frequency of a medication that was prescribed more than 90 days prior to your departure date, you can reduce the stability period for the medical condition that the medication treats to 1 month prior to any departure date.
Marketed by Travel Insurance Specialists
Snowbird medical insurance experts for over 25 years
Underwritten by Industrial Alliance Insurance and Financial Services Inc.